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Costs & Deductibles

Understand car insurance costs, premiums, and deductibles, including what affects prices and why insurance can be more expensive for some drivers.

Car Insurance Policy Limits: What They Mean and How They Work

car insurance policy limits illustration showing a car, a limit cap line, and a policy document with a shield

Car insurance policy limits can be confusing at first because they are not the same as your deductible, and they do not always show up clearly on a bill. Still, …

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Why Is My Car Insurance So Expensive? (Car Insurance Expensive)

Car insurance expensive illustration showing a car, a rising bill, and a shield icon

If you are asking, “Why is my car insurance expensive?” you are not alone. Many drivers feel surprised when a renewal notice shows a higher premium, especially if they have …

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Higher Deductible Lower Premium: 9 Clear Facts

Higher deductible lower premium illustration showing a car, a shield, and a deductible document

Higher deductible lower premium is a common idea in car insurance, and it often comes up when your bill increases or you are trying to adjust your coverage. The logic …

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What Affects Car Insurance Cost? 11 Key Factors

What affects car insurance cost factors diagram around a car

What affects car insurance cost is a common question because two drivers can live in the same city and still pay very different amounts for similar coverage. That can feel …

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What Is a Deductible in Car Insurance?

Diagram explaining a car insurance deductible, showing the portion paid by the driver before insurance coverage applies to a claim.

Many drivers see the word deductible on their car insurance policy but are not fully sure what it means. A common question comes up after an accident: “Why do I …

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