Does Car Insurance Cover Catalytic Converter Theft?
Catalytic converter theft can be easy to recognize: you start the car and suddenly hear a much louder exhaust sound than usual. Because the converter sits underneath the vehicle, thieves …
Coverage & Claims
Learn how car insurance coverage works, what different policies include, and how the claims process functions in common real-life situations.
Does Car Insurance Cover a Fallen Tree or Branch on Your Car?
Does car insurance cover a fallen tree or branch on your car? It often can if your policy includes comprehensive coverage. Comprehensive is the part of auto insurance commonly used …
Can You Withdraw a Car Insurance Claim After Filing?
You can often ask your insurer to withdraw or close a car insurance claim, especially early in the process before payment, settlement, or repair authorization. But withdrawing a claim is …
Does Car Insurance Cover Pothole Damage?
Car insurance may cover pothole damage if you have collision coverage, because hitting a pothole is usually treated as your car striking an object. Liability-only coverage normally will not repair …
What If the Repair Shop Estimate Is Higher Than the Insurance Estimate?
A repair estimate higher than the insurance estimate does not automatically mean you must pay the difference. The insurer’s first estimate is often preliminary and may be based on visible …
When Is Hail Damage Considered a Total Loss?
Hail damage is a total loss when the insurer determines that repairing the vehicle no longer makes financial sense under the claim rules. This often happens when the repair cost …
Is Glass Coverage Worth It?
Is glass coverage worth it? The answer depends on what your current policy already covers, which deductible applies, how much the additional protection costs, and what a repair or replacement …
What Documents Help Support a Car Insurance Claim?
What documents help support a car insurance claim? Usually, the strongest files include clear photos, basic incident details, policy information, repair or damage records, and any reports tied to what …
When Is Water Damage a Total Loss for Insurance?
When is water damage a total loss for insurance? Usually, the question is not whether the seats are wet or the car still starts. The issue is whether repair costs, …
What to Do After Hitting a Deer for Insurance Purposes
What to do after hitting a deer for insurance purposes starts with protecting people and moving away from traffic when that can be done safely. Once the immediate danger is …