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Accidents & Loss

Information about car accidents, total loss situations, theft, and other vehicle losses, including what insurance typically covers after unexpected events.

Total Loss in Car Insurance: How It’s Decided and Paid

Claims adjuster reviewing damage photos beside a heavily damaged car after an accident on a clean white background

Many drivers hear the phrase total loss in car insurance and assume it means the car is completely destroyed. In practice, that is not always the reason. A car can …

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